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2024-06-04  本文已影响 132人 

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  Summary   As China's economic growth and further reform of commercial banks, commercial bank management has been transferred to the financial efficiency up, the business philosophy and management decision makers both require banks to increase financial benefits for the target to coordinate and promote the management of banks; also requested the financial analysis in a manner that comprehensively and systematically reflect the bank's financial benefits, provide a basis for management decisions, offer advice and suggestions. Therefore, the role of financial analysis increasingly important.   Therefore, the financial situation of the Bank of Beijing this choice as a research subject, trying to analyze the financial situation of the Bank of Beijing status, evaluation of key indicators of bank financial impact of its various factors, and Bank of Beijing through the analysis shows that the development of ways. In this paper, relevant data, by calculating the capital adequacy ratio, non-performing loan ratio, return on net assets, liquidity ratio, loan-deposit ratio and statutory reserve ratios, capital position of banks from Beijing, asset quality, profitability and liquidity of assets 4 aspects, analysis of the Bank of Beijing in terms of all aspects of the financial situation is relatively good, while Bank of Beijing put forward for the development of measures for better and faster, and its prospects for the future. .   Key words: commercial banks; financial management; capital position; asset quality; profitability; asset liquidity; prospects

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